Free Australian calculatorA percentage is not
A percentage is not
the final price.
See how fixed transaction charges and average invoice size can change the result.
STEP 01 / YOUR NUMBERS
Build a normal month.
Use domestic online or invoice card sales. Run other payment channels separately.
OPTIONAL / ADD YOUR QUOTE
STEP 02 / ESTIMATED COST
100 payments a month
AI
Airwallex1.65% + $0.30
$277.501.85% effective
Lowest estimateZE
Zeller1.7% + $0.25
$280.001.87% effective
YQ
Your quote1.9% + $0.20
$305.002.03% effective
SQ
Square2.2%
$330.002.20% effective
Estimated gap between highest and lowest$630.00 per year
Illustrative only. Published domestic online or invoice card rates checked 28 August 2026. Excludes subscriptions, hardware, international cards, negotiated rates, refunds, disputes, GST treatment and other fees. GoCardless is excluded because bank collection is not directly equivalent to card processing.