Editorial methodology

A consistent test for an inconsistent market.

We compare the published cost, practical workflow and honest limitations of each product. The method is designed to make the reader's next question better.

01

Total cost

Published percentage and fixed charges, subscription, hardware and material extras. Worked examples state the volume and average payment.

02

Business fit

The customer, payment channel and workflow the product suits—and the situation where it becomes the wrong tool.

03

Workflow

Setup, invoicing, payment, settlement, reconciliation and the work required when something fails.

04

Connections

Accounting, ecommerce, point-of-sale and other integrations that can remove duplicate administration.

05

Support and control

Published help options, data access, cancellation, security controls and the ability to confirm important terms.

06

Transparency

How clearly pricing, eligibility, limitations and material conditions are disclosed on Australian provider pages.

SOURCE RULE

Primary before promotional.

Pricing claims are checked against official Australian provider pages. Regulatory claims use Australian authorities such as the RBA and ACCC. A review shows its checked date and links to the source.

UPDATE RULE

Material changes first.

Pages should be reviewed when a provider changes pricing or when an Australian rule materially affects payment decisions. Readers should still confirm terms immediately before opening an account.

MONEY RULE

Revenue cannot buy position.

Commercial relationships are disclosed. An affiliate agreement does not guarantee inclusion, a favourable verdict or the removal of a limitation.